ICICI Bank is inviting applications for the role of Credit Manager under its Credit & Process Management Group (CPMG). This opportunity is ideal for Chartered Accountants (CAs) and MBA (Finance) professionals with 1–5 years of experience in credit evaluation, underwriting, and financial analysis. The position is available across India and offers strong career growth in retail and business banking credit operations.
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| Category | Details |
|---|---|
| Company | ICICI Bank |
| Job Role | Credit Manager |
| Experience | 1–5 Years |
| Location | Across India |
| Work Model | On-Site / Role & Location Fungible |
| Employment Type | Full-Time |
| Industry | Banking & Financial Services |
| Department | Credit & Process Management Group (CPMG) |
| Role Category | Credit Evaluation & Underwriting |
| Requirement | Details |
|---|---|
| Education | Chartered Accountant (CA) OR MBA in Finance |
| Eligible Batch | Candidates with 1–5 Years Post Qualification Experience |
| Preferred Background | Banking, NBFC, Financial Services, Credit Underwriting |
| Freshers Eligible | No |
As a Credit Manager at ICICI Bank, you will be responsible for evaluating and underwriting diverse loan products including personal loans, home loans, vehicle loans, working capital finance, SME loans, enterprise credit, and credit cards.
The role requires a 360-degree customer credit assessment approach, ensuring alignment with the bank’s philosophy of “Fair to Customer and Fair to Bank.” You will work closely with relationship teams, risk management, legal, technical valuation, and compliance departments to ensure high-quality portfolio management and regulatory adherence.
This position offers exposure to retail banking, agri-finance, business banking, and SME segments, providing broad experience across multiple credit domains.
ICICI Bank’s Retail Banking Group operates through thousands of business centers across India, offering digital banking solutions and comprehensive financial services to individuals, professionals, SMEs, and institutions.
Banking or NBFC experience in credit underwriting is preferred. However, candidates with strong financial analysis experience from non-banking industries may also be considered.
No. The role requires a minimum of 1 year and up to 5 years of relevant professional experience.
The role primarily focuses on credit evaluation and underwriting. However, collaboration with relationship teams ensures customer-centric banking support.
You may work on personal loans, home loans, vehicle loans, SME loans, working capital finance, overdrafts, business banking loans, and credit cards.
Employees can grow into Senior Credit Manager, Risk Manager, Regional Credit Head, or transition into other business verticals through internal mobility programs.
Employees may be required to adapt to different roles or locations based on business requirements, as banking is considered an essential service.
Shortlisted candidates will be invited for a personal interview after profile screening. Keeping your ICICI Careers profile updated is recommended.
Interested candidates meeting the eligibility criteria can apply through the official ICICI Careers portal by submitting an updated resume and completing profile verification details.
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