ICICI Bank is hiring Credit Managers under its Credit & Process Management Group (CPMG). This managerial opportunity is ideal for Chartered Accountants (CAs) and MBA (Finance) professionals with 1–5 years of experience in credit evaluation, underwriting, and financial analysis across retail and business banking segments.
If you are searching for ICICI Bank Credit Manager Jobs 2026, Banking Credit Underwriting Roles, CA Banking Jobs in India, MBA Finance Careers in Banking, this opportunity is highly relevant.
| Category | Details |
|---|---|
| Company | ICICI Bank |
| Job Role | Credit Manager |
| Experience | 1–5 Years |
| Location | Across India |
| Work Model | On-Site (Role & Location Fungible) |
| Employment Type | Full-Time |
| Industry | Banking & Financial Services |
| Department | Credit & Process Management Group (CPMG) |
| Job Level | Managerial |
| Role Category | Credit Evaluation & Underwriting |
| Requirement | Details |
|---|---|
| Education | Chartered Accountant (CA) / MBA in Finance |
| Experience | 1–5 Years in Credit / Banking / Financial Analysis |
| Preferred Background | Retail Banking, SME Lending, Business Loans, NBFC |
| Financial Knowledge | Balance Sheet, P&L, Cash Flow Analysis |
| Freshers Eligible | No |
As a Credit Manager, you will be responsible for end-to-end credit evaluation and underwriting of various loan products across Retail, Agri, SME, Business Banking, and Enterprise segments. The role requires conducting comprehensive 360-degree customer assessments and aligning credit decisions with ICICI Bank’s principle of “Fair to Customer, Fair to Bank.”
You will work closely with relationship teams, legal, risk, and technical valuation units to ensure robust portfolio quality and governance standards.
The Credit & Process Management Group is responsible for evaluating and underwriting credit across the Retail Banking segment. The team simplifies credit processes while maintaining strong compliance and governance frameworks. CPMG supports ICICI Bank’s extensive retail network, serving individuals, SMEs, professionals, and institutions across India.
Banking knowledge is preferred but not mandatory. Strong financial analysis skills and understanding of credit evaluation are essential.
No. Candidates must have 1–5 years of relevant professional experience.
The primary responsibility is credit evaluation. However, collaboration with relationship teams is essential to deliver customer-centric solutions.
You may handle personal loans, home loans, vehicle loans, credit cards, working capital finance, SME loans, and enterprise credit facilities.
Shortlisted candidates will be invited for a personal interview after profile screening.
Employees can progress into Senior Credit Manager, Risk Management roles, Regional Credit Leadership, or transition into other banking verticals through internal mobility.
A Credit Manager focuses on credit evaluation and underwriting decisions. A Credit Risk Analyst primarily defines risk frameworks, policies, and underwriting guidelines.
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