Standard Chartered – Credit Analyst, CCIB | Bengaluru | Permanent

Requisition No: 43489 | Apply by: 09 January 2026

Standard Chartered Bank is hiring a Credit Analyst for its Corporate, Commercial & Institutional Banking (CCIB) team in Bengaluru. This role is ideal for finance professionals with strong credit risk, financial analysis, and portfolio management skills who want to build a long-term career in global banking.

Quick Info

Job Summary

As a Credit Analyst, you will support Account Managers and Relationship Teams by conducting credit reviews, monitoring portfolio risk, and assessing client creditworthiness. You will evaluate financial strength, industry risks, and market conditions to ensure alignment with Standard Chartered’s risk appetite.

This role plays a key part in managing credit risk while identifying business opportunities with acceptable risk profiles.

About Banking & Coverage (CCIB)

The Banking and Coverage team manages and develops client relationships globally, working closely with product partners to deliver solutions across:

• Working capital and financing
• Trade and cash management
• Financial markets
• Corporate finance and advisory

Standard Chartered’s Corporate & Investment Banking (CIB) business supports nearly 20,000 clients across the world’s fastest-growing economies.

Key Responsibilities

Credit Analysis & Risk Management

• Lead credit reviews and ongoing monitoring of client credit risk.
• Analyze client creditworthiness and portfolio risk.
• Spread financials and propose credit grades aligned with internal scorecards.
• Document client risks, mitigants, and credit-material events.

Client & Portfolio Insights

• Provide clear, timely, and insightful portfolio credit analysis.
• Assess industry risks and client competitive positioning.
• Analyze funding strategies, treasury activities, hedging, and cash management.
• Perform cash flow, liquidity, ratio, and stress-testing analysis.

Collaboration & Decision Support

• Partner with Banking, Coverage, and Risk teams on credit origination and monitoring.
• Support Relationship Managers and Product teams with credit intelligence and recommendations.
• Conduct fraud risk assessments and document residual risks.

Reputational & Sustainability Risk

• Evaluate reputational risk, including climate and sustainability considerations.
• Ensure alignment with regulatory and internal risk frameworks.

Skills & Experience Required

• Credit risk and risk management lifecycle knowledge.
• Financial forecasting, modelling, and quantitative analysis.
• Strong financial statement and cash-flow analysis skills.
• Client due diligence and portfolio monitoring experience.
• Knowledge of:
  • Markets
  • Transaction Banking
  • Corporate Finance
• Understanding of financial services regulations.
• Data analysis and visualisation skills.
• Ability to work under pressure in a fast-paced environment.

What Standard Chartered Offers

• Competitive salary aligned with the Fair Pay Charter.
• Retirement savings, medical and life insurance benefits.
• Minimum 30 days annual leave including public holidays.
• Parental leave (up to 20 weeks), sabbatical, and volunteering leave.
• Flexible working options (home and office mix).
• Mental health and wellbeing support via global programs.
• Continuous learning, upskilling, and reskilling opportunities.
• Inclusive, values-driven work culture that celebrates diversity.

About Standard Chartered

Standard Chartered is a leading international bank with a 170+ year legacy, operating across the world’s most dynamic markets. The bank is driven by its purpose “to drive commerce and prosperity through unique diversity” and its brand promise “to be here for good.”

Standard Chartered values integrity, innovation, collaboration, and inclusion, offering careers with real purpose and global impact.

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